Southbridge Savings Bank - Commercial Banking

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We're Available When You Are
Our Commercial staff is dedicated to your business and will arrange meetings with you after hours, in the evening, or on Saturdays when necessary. For your convenience we will meet at our office, your office, or at one of our branches.

Call 508.765.9103 or toll-free 800.939.9103 today and ask
for a Commercial Services Department specialist.

Lines of Credit Learn More

Financial boost for your business vision.

Business Maker™ Line of Credit

This general purpose line of credit has a quick and easy application process, no red tape, and we can get you appproval in as little as 24 hours. Manage your line of credit up to $50,000 through our online Business Bank 'N Pay^SM

Working Capital Lines of Credit

Lines of Credit provide a source of funds for businesses that are repaid as sales are generated and receivables collected. Your line of credit is valid for a specific amount and is reviewed annually based on updated financial information. Interest-only payments are required during the term of the line, allowing you to choose when to repay the principal. Access the line of credit through Southbridge Savings Bank's online Business Bank 'N Pay^SM or simpliy call us.

Commercial Real Estate Loans Learn More

Commercial Real Estate Loan

Our commmercial real estate loans are designed to meet your needs for the purchase, refinance or construction of commercial properties and non-owner occupied residential buildings. The term on commercial mortgages can be extended to 25 years with a choice of multiple rate options. Funds may be extended to 80% of the value based on the appraisal.

Real Estate Development Loans

Our commitment to the community involves providing construction loans for all types of commercial and residential housing projects, including rehabilitations and land financing. Pay interest-only during construction and talk to us about a permanent mortgage available for up to 25 years.

SBA & Term Loans Learn More

SBA Loans

Southbridge Savings Bank enjoys SBA Preferred Lender status, allowing us to expedite the approval process. SBA guarantees a portion of your loan, and funds can be used for any SBA permitted purpose including business acquisition, expansion, equipment purchase or business start-up costs.

SBA 504 Loans

Finanace the acquisition of fixed assets or the construction of real estate with an SBA 504 loan. Ninety percent of the project costs are eligible for SBA funding with long term, fixed rate financing.

Term Loans

With flexible repayment terms of up to 10 years, a term loan is designed to provide you the funds you need for working capital, debt restructure or the purchase of fixed assets.