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  Commercial Banking
Southbridge Savings Bank offers a full line of commercial deposit products and services to meet your business needs. All balances are insured, without limitation, by the FDIC and DIF. Account activity is detailed on monthly statements and through our SSB Business Management Plus Online Banking. Please refer to the enclosed Fee Schedule for additional information.

Free Checking
Designed for Small Businesses that write less than 100 checks per month. This account has no annual or monthly fee. Requires $10 to open with no minimum balance required.

Business Checking Account
This account is ideal for a medium size business whose check writing is less than 150 checks per month. The service fee for this account is just $10 per month.

Commercial Checking
Corporate and non-corporate businesses that generate a high volume of checks and deposits will find our commercial checking account to be competitive. This account offer earnings credit of 80% of the 91-Day T-Bill Rate (average of previous month) that can reduce or eliminate costs. The service fee for this account is based on transaction volume.

IU.S. Treasury Tax & Loan
The easy way to make sure your taxes are paid on time. Just deposit your taxes at any of our branches and we'll do the rest.

Interest on Lawyers Trust Accounts (IOLTA)
An interest bearing account that will hold all of your escrow funds. Interest earned is forwarded to the IOLTA Committee.

Group Checking & Savings
Non-profits may take advantage of our Group Checking and Savings accounts. These accounts do not have monthly service charges.

Wire Transfers and ACH Transactions
Whatever your requirements are, your company will benefit from our streamlined procedure, low-cost, and prompt service. These services can also be done online through Business Bank N' PaySM.

SSB Investment Services
We can help provide financial security for you, your business and your employees. We offer: Retirement Plan Consulting, Investment Portfolio Analysis, Trust Fund Management, Retirement Planning (including pension and 401(k) rollovers), and Tax-advantage Investing. Our Products include: Individual Stocks, Individual Bonds, Mutual Funds, Variable and Fixed Annuities, Life Insurance, Municipal Bonds, and Money Market Accounts. Securities offered through LPL Financial products offered through Private Ledger Insurance Services of Massachusetts. Not FDIC insured. No bank guarantee. May lose value. Click here for more information

Credit Card Processing Services
Services are provided through a local full service agent who understands the needs of community business owners. We offer the convenience of complete card processing services through point of sale terminals and services supplied by Verifone, Hypercom, Lipman/Nurit and Telento. Our services include Debit Cards (NYCE®, MAC®, Interlink®, MAESTRO®) and all other national credit cards (Mastercard®, Visa®, American Express®, Discover®, Diners®, JCB®), and Gift & Loyalty Cards. Click here for more information

Business Bank 'N PaySM
Business Bank 'N Pay offers you 24-hour access to all of your business accounts. Set-up single transfers, or establish a schedule of future automatic transfers. Pay a bill once or set-up a recurring payment schedule. Access your account securely anywhere that you have access to a computer and modem. In addition you can process Wire Transfers & Stop Payments, and easily export your transactions to Quicken®. Gain back lost employee productivity by eliminating monthly check writing and trips to the bank. View the Business Bank 'N Pay demo on our website. Click here for more information

Business Check Card  Click here for application
Help eliminate the need for checks. The Business Check Card pays for transactions automatically and helps to cut down on check writing."

Lockbox Services
Payments can be sent to a Post Office Box where your mail is picked up, opened and sorted. Accounts receivable data is captured and then a check is prepared for deposit. Great for small and large businesses. No set-up fees.

Payroll Services
Our payroll processing is a complete start to finish payroll cycle. Payroll processing consists of check calculation, tax calculation report generation, check signing and sealing. In addition, we offer a Tax Filing Service, Direct Deposit, Trust Account Banking, Workers Compensation Calculation, Third Party Vendor or Agency Checks, Human Resource Database, Export Filing, Paperless Payroll and Time Clock Interfaces. We utilize today's technology that is simple and user friendly.


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