Personal

Checking Account Comparisons

Use our online Easy Change to easily transfer your automatic deposits
and withdrawals to your Southbridge Savings Bank checking account.

²Qualifying transactions to receive higher rates** and ATM Fees Rebated: Receive Monthly Statement Electronically, 10 Debit Card Purchases during statement period, Automatic Withdrawal/Deposit or Electronic Payment. If you do not meet the requirements per qualification period, your account will still function as a free checking account earning the standard rate**, however it will not receive ATM refunds for that time period. There is no limit to the amount of ATM refunds you can receive. We may change the interest rate and APY at any time after the account is opened. No Minimum Balance Required. However you must deposit a minimum of $25 to open this account. Available to Personal Accounts only. No monthly service charge.

³If you use Southbridge Savings Bank’s Overdraft Privilege, you will be charged a $25.00 insufficient funds fee for each transaction during the period in which a negative balance is maintained. The following categories of transactions for which such a fee may be imposed are: the payment of overdrafts created by check, in-person withdrawal, or electronic means.  Should your Overdraft Privilege be activated, you will be required to repay any overdraft amount incurred within 30 calendar days for your account to remain in good standing. Whether your overdrafts will be paid is discretionary and Southbridge Savings Bank reserves the right not to pay overdrafts on your behalf. For example; we typically do not pay overdrafts if your account is not in good standing, you are not making regular deposits, or you have too many overdrafts.

⁴Earn iTunes® download refunds up to $4.95 with initial account opening regardless of qualifications. Earn up to $4.95 each cycle the minimum qualifications are met. 5 and 5 downloads are based on $0.99 per download (excluding taxes). Sales taxes may apply potentially reducing the number of downloads reimbursed. iTunes® must be purchased with your debit card associated with your Key Tunes account. iTunes® is a trademark of Apple, Inc. The program is not endorsed by iTunes® or Apple® nor is there any actual or implied joint venture, partnership or relationship of any kind between the bank and Apple's® iTunes®

• Minimum 20 debit card purchases during statement period
• Enroll and Receive monthly statement electronically
• Access Online Banking

Note: Accounts that do not qualify during a monthly statement period will maintain no-fee account status, however, you will not qualify for ATM refunds or iTunes® refunds for that time period

** See rate schedule for current interest rate