Personal

Description of Checking Account Services

Telephone and Internet Banking


Use these methods to check account balances, review recent transactions, and schedule transfers. Over the internet, you can even export the information to Quickbooks® and Microsoft Money®. Electronic statements and check images are also available through our online features.

Online Bill Paying Service


Enable this function to pay bills over the internet with the click of a button! For your convenience, you can even make multiple payments on a single screen and schedule payments. Free with any of our checking accounts.

Overdraft Privilege1


Overdraft payments will be made up to the amount eligible for each specific checking account. Overdraft privileges are not available to account holders under eighteen (18) years of age.

Overdraft Protection


This service offers the capability to link accounts so that when one account drops to a negative balance, available funds can be pulled from another account to cover transactions.

Custom Creation Checks


Custom Creation Checks are special checks designed for the specific account types.

Platinum VIP Visa® Check Card Rewards


Platinum VIP Visa® Check Card Rewards services offered include:

  • Cardholder Inquiry Service
  • Emergency Card/Cash Disbursement
  • Lost/Stolen Card Reporting
  • Purchase Security
  • Warranty Manager
  • Travel Accident Insurance

Visa® Debit Card


  • Secured with Verified by Visa

  • Free with our Checking Account
  • Earn debit rewards with every purchase
  • Lost/Stolen Card Reporting
    •    Lost/Stolen Debit Card 1-800-939-9103
       Lost/Stolen Debit Card Afterhours -1-800-264-5578
       Lost/Stolen Debit Card International -701-461-0621

Debit Rewards Program


Debit Card Rewards Program services include:

  • Free rewards
  • Earn reward points when you use your debit card for transactions
  • Earn bonus points for shopping online with select retailers
  • Easy reward redemption
  • Visit us at www.southbridgesavingsrewards.com

Identity Fraud Service


Identity Fraud Services include:

  • VRD Elite™ Fraud Resolution Services including:
  • Victim statements & action to stop fraud
  • Verbal and written credit bureau fraud alerts
  • Fraud affidavits & supplemental police reports
  • Unlimited toll-free professional support from a dedicated case specialist
  • Case file creation with case file monitoring services
  • Limited power of attorney option
  • Two-year case follow-ups
  • Education, newsletters and more
  • Free with Key Rewards Checking. Click here for more info
  • Available service to all checking account customers. Click Here for more info

1If you use Southbridge Savings Bank’s Overdraft Privilege, you will be charged a $25.00 insufficient funds fee for each transaction during the period in which a negative balance is maintained. The following categories of transactions for which such a fee may be imposed are: the payment of overdrafts created by check, in-person withdrawal, or electronic means. Should your Overdraft Privilege be activated, you will be required to repay any overdraft amount incurred within 30 calendar days for your account to remain in good standing. Whether your overdrafts will be paid is discretionary and Southbridge Savings Bank reserves the right not to pay overdrafts on your behalf. For example; we typically do not pay overdrafts if your account is not in good standing, you are not making regular deposits, or you have too many overdrafts.