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Deposit
Rates
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Savings
Accounts |
| |
Interest
Rate |
Annual Percentage Yield |
Min.
Bal. to earn APY |
Min.
to Open |
| Key Savings |
0.10% |
0.10% |
$10.00 |
$10.00 |
| Silver Key Savings |
0.10% |
0.10% |
$50 to $2,499.99 |
$50.00 |
| |
0.25% |
0.25% |
$2,500 to $9,999.99 |
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| |
0.50% |
0.50% |
$10,000
to $24,999.99 |
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0.75% |
0.75% |
$25,000
to $49,999.99 |
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0.75% |
0.75% |
$50,000
and over |
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| Gold Key Savings |
0.75% |
0.75% |
$500 to $24,999.99 |
$500.00 |
| |
0.99% |
1.00% |
$25,000 to $49,999.99 |
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0.99% |
1.00% |
$50,000 to $99,999.99 |
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1.24% |
1.25% |
$100,000 to $249,999.99 |
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1.73% |
1.75% |
$250,000 to $499,999.99 |
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1.73% |
1.75% |
$500,000 to $999,999.99 |
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1.93% |
1.95% |
$1,000,000 and over |
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| Group Savings |
0.10% |
0.10% |
$25.00 |
$25.00 |
| Specialty Savings
Plan |
0.10% |
0.10% |
$25.00 |
$25.00 |
| Christmas Savings
Plan |
0.10% |
0.10% |
$10.00 |
$10.00 |
Passbook Savings
Plan |
0.10% |
0.10% |
$0.00 |
$10.00 |
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Checking Accounts |
|
|
Interest
Rate
|
Annual
Percentage Yield
|
Min.
Bal. to earn APY
|
Min.
Opening Balance
|
| Key
Checking |
N/A |
N/A |
N/A |
$25.00 |
| Group
Checking |
N/A |
N/A |
N/A |
$25.00 |
| Silver Key
Checking |
0.10% |
0.10% |
$500.00 |
$50.00 |
| Gold Key
Checking |
0.25% |
0.25% |
$500.00 |
$500.00 |
| Key Rewards
Checking Bonus |
3.93% |
4.00% |
N/A |
$25.00 |
| Key Rewards
Checking Bonus |
1.49% |
1.50% |
$50,000.01 |
$25.00 |
| Key Rewards
Checking Standard |
0.25% |
0.25% |
N/A |
$25.00 |
All Savings Accounts and Checking Accounts are Variable Rate Accounts. Rate may change after account opening.
Fees may reduce earnings on any deposit product.
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Traditional IRA & Roth IRA |
|
|
Interest Rate
|
Annual
Percentage Yield |
Penalty for Early Withdrawal |
Min. Bal. to earn APY |
Min opening balance |
| 6
Month Certificate |
2.00% |
2.00% |
90 Days |
$.00 |
$500.00 |
| 10
Month Certificate |
3.00% |
3.00% |
90 Days |
$.00 |
$500.00 |
| 12
Month Certificate |
1.98% |
2.00% |
180 Days |
$.00 |
$500.00 |
| 17
Month Certificate |
2.96% |
3.00% |
180 Days |
$.00 |
$500.00 |
| 18
Month Certificate |
1.98% |
2.00% |
180 Days |
$.00 |
$500.00 |
| 22
Month Certificate |
3.20% |
3.25% |
180 Days |
$.00 |
$500.00 |
| 24
Month Certificate |
1.98% |
2.00% |
180 Days |
$.00 |
$500.00 |
| 30
Month Certificate |
1.98% |
2.00% |
180 Days |
$.00 |
$500.00 |
| 36
Month Certificate |
1.98% |
2.00% |
180 Days |
$.00 |
$500.00 |
| 37
Month Certificate |
3.20% |
3.25% |
180 Days |
$.00 |
$500.00 |
| 48
Month Certificate |
1.98% |
2.00% |
180 Days |
$.00 |
$500.00 |
| 60
Month Certificate |
1.98% |
2.00% |
180 Days |
$.00 |
$500.00 |
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Certificates
of Deposit *
|
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|
Interest
Rate
|
Annual
Percentage Yield |
Penalty
for Early Withdrawal
|
Min.
Bal. to earn APY
|
Min.
to Open
|
| 6 Month |
2.00% |
2.00% |
90 Days |
$.00 |
$500.00 |
| 10 Month |
3.00% |
3.00% |
90 Days |
$.00 |
$500.00 |
| 12 Month
|
1.98% |
2.00% |
180 Days |
$.00 |
$500.00 |
| 17 Month |
2.96% |
3.00% |
180 Days |
$.00 |
$500.00 |
| 18 Month |
1.98% |
2.00% |
180 Days |
$.00 |
$500.00 |
| 22 Month |
3.20% |
3.25% |
180 Days |
$.00 |
$500.00 |
| 24 Month |
1.98% |
2.00% |
180 Days |
$.00 |
$500.00 |
| 30 Month |
1.98% |
2.00% |
180 Days |
$.00 |
$500.00 |
| 36 Month |
1.98% |
2.00% |
180 Days |
$.00 |
$500.00 |
| 37 Month |
3.20% |
3.25% |
180 Days |
$.00 |
$500.00 |
| 48 Month |
1.98% |
2.00% |
180 Days |
$.00 |
$500.00 |
| 60 Month |
1.98% |
2.00% |
180 Days |
$.00 |
$500.00 |
* A Penalty will be imposed for early withdrawal. Early withdrawal
penalties may reduce earnings.
Fees may reduce earnings on any deposit product.
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Money Market Accounts |
|
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Interest
Rate
|
Annual
Percentage Yield
|
Min.
Bal. to earn APY
|
Min.
Opening Balance
|
| Personal Money Market |
0.50 |
0.50 |
$.01 - $4,999.99 |
$25.00 |
| |
1.73 |
1.75 |
$5,000.00 & above |
$25.00 |
Money Market accounts are variable rate accounts. Rates may change after the account is opened.
Rates subject to change without notice
All interest rates and APY's are accurate as of 6/18/2008
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