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  Checking & Savings
At Southbridge Savings Bank, we offer a variety of checking and savings accounts to suit every customer need. As with all Southbridge Savings Bank accounts, you will receive the friendly, personalized service that has been our strength for over a century and a half. And, enjoy the convenience of banking seven days a week at our many full service supermarket locations.

For more information about our Campus Key Checking Account click here

Looking for a checking account that gives you more rewards? click here!

Key Checking Account
To meet basic check writing needs, we offer our Southbridge Savings Bank Key Checking Account.
  • $25.00 minimum to maintain account
  • No monthly service charge
  • Free telephone and internet banking
  • Online Bill Pay service available
  • Free ATM/Debit card
  • No per check charges
  • $600.00 Overdraft Privilege available for qualified customers +
Silver Key Checking Account
For those looking for an interest bearing account our Silver Key Checking Account is for you. With added features and benefits this account offers convenience, flexibility and modern day banking convenience.
  • No cost for services and account earns interest* if balance remains greater than $500
  • Free telephone and internet banking
  • Free Online Bill Pay service
  • Free ATM/Debit card
  • Free custom creation checks for life of the account
  • No per check charges
  • $600.00 Overdraft Privilege available for qualified customers +
  • Flexible—enjoy all of the account benefits for $6.95 a month whenever your balance falls below $500
    *See rate schedule for current interest rate
Gold Key Checking Account
For those customers with combined current checking and savings balances of $25,000 or greater, we offer our interest bearing Gold Key Checking Account. This account offers relationship rewards and discounts to eligible customers
  • $25.00 minimum to maintain account
  • Earns interest* if balance remains greater than $500
  • Free telephone and internet banking
  • Free Online Bill Pay service
  • Free VIP custom creation checks for life of the account
  • No per check charges
  • $1,500.00 Overdraft Privilege available for qualified customers +
  • Free Platinum VIP Visa® Check Card Travel Accident Insurance
  • Free ATM/Debit Card
  • 10% discount on safe deposit boxes
  • Free money orders
  • Free traveler checks for one
  • Free bank checks
  • CD Specials
  • Loan Specials
  • Free Overdraft Protection +
  • $19.95 service fee waived if average daily combined checking and savings balances remain over $25,000.00
  • Special offers for additional products and services
    *See rate schedule for current interest rate
Platinum VIP Visa® Check Card Rewards
Cardholder Inquiry Service
Emergency Card/Cash Disbursement
Lost/Stolen Card Reporting
Purchase Security
Warranty Manager
Travel Accident Insurance

Passbook Savings Account
For those that like a traditional passbook account, this is available as an option to you.
  • $10.00 minimum to maintain account
  • No monthly service charge
  • Interest bearing when account minimum balance is maintained*
  • Free telephone and internet banking
    *See rate schedule for current interest rate
Key Statement Savings Account
To meet your basic savings needs, while still offering an interest bearing account, we offer our Key Statement Savings.
  • $10.00 minimum to maintain account
  • No monthly service charge
  • Interest bearing when account minimum balance is maintained*
  • Free telephone and internet banking
  • Free ATM card
    *See rate schedule for current interest rate
Silver Key Savings Account
For those looking for a tiered interest bearing, low balance account with added benefits the Silver Key Savings account is for you.
  • $25.00 minimum to maintain account
  • Earns interest if balance remains greater than $50.00*
  • Free telephone and internet banking
  • Free ATM (must be linked to checking account for debit option)
    *See rate schedule for current interest rate
Gold Key Savings Account
For those customers with combined current checking and savings balance of $25,000 or greater, we offer our interest bearing Gold Key Savings Account. This account offers relationships rewards and discounts to eligible customers.
  • $100.00 minimum to maintain account
  • $19.95 service fee waived if average daily combined checking and savings balance remains over $25,000.00
  • Earns interest if balance remains greater than $500.00*
  • Free telephone and internet banking
  • Free ATM (must be linked to checking account for debit option)
  • Expanded VISA Travel rewards
  • 10% discount on safe deposit boxes
  • Free money orders
  • Free traveler checks for one
  • Free bank checks
  • CD Specials
  • Loan Specials
  • Free Overdraft Protection +
    *See rate schedule for current interest rate

Personal Money Market
For those customers looking for the advantages of a Money Market we offer our Personal Money Market account.
  • Higher Yielding interest**
  • Free ATM Card
  • Free internet banking
  • $25 minimum to open account
  • Unlimited ATM withdrawals, in-person withdrawals, transfer to pay your Southbridge Savings Bank loan, transfer to another of your Southbridge Savings Bank deposit account, Withdrawal to you (by mail, messenger, ATM, in person or when allowed by telephone)
  • Limit of 6 third party transactions (transfer and/or withdrawal per monthly statement cycle) - No more than 3 can be by check, draft or similar order
**Higher tier rate subject to a minimum balance of $5,000.00. Balance below minimum will earn lower rate. See rate schedule for current interest rates.

+ If you use Overdraft Privilege, you will be charged $25.00 insufficient funds charge for each item. The following categories of transactions for which such a fee may be imposed are for the payment of overdrafts created by check, in-person withdrawal, or electronic means. You would be required to repay any overdraft created by using your Overdraft Privilege within 30 calendar days to remain in good standing. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example; we typically do not pay overdrafts if your account is not in good standing, you are not making regular deposits, or you have too many overdrafts.

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