Auto Loans

Wherever the road takes you, start your drive at Next Door Lending

If your neighbor won’t loan you her car, Southbridge Savings Bank is your central Massachusetts area neighbor that will give you the auto loan you need to buy your next car. Performance, luxury, utility or economy—get behind the wheel with loan terms as long as 72 months.

Talk to a NextDoor Lending Representative for information about Southbridge Savings Bank new car loans and used car loans. Call 800-939-9103 or visit your local branch.

Auto Loan Rates*



      Our Best Rates*

Terms / Features 

Annual Percentage Rate 

Rates as low as :

Estimated Monthly Payment
Per $1,000 Financed

Up to 36 months


$ 28.64

Up to 48 months


$ 21.69

Up to 60 months


$ 17.63

Up to 72 months


$ 15.19




Auto Loan Calculator

Find out how much car you can afford! This helpful tool crunches the numbers for you and estimates the cost of buying a new car using loan amount, interest rate, and loan term.

Monthly Payment: $0

Annual Percentage Rate (APR) are accurate as of: April 28, 2017.

*The actual Annual Percentage Rate available to you will be based on your credit score and payment method. Rate reflects .50% discount for Automatic Payment from an SSB account. An option is available not to choose automatic payments; which will increase the rate by .50%. Other rates, terms, and conditions may apply. Term for 1.99% APR is up to 48 months. A loan at 1.99% for 48 months would have estimated monthly payments of $21.69 per $1,000 financed. Rates and terms are subject to change at any time without notice. For the purchase of a new vehicle, financing is available up to 110% of the NADA Clean Retail Value or purchase price, whichever is less. For the refinance of a used vehicle, financing is available up to 100% of the NADA Clean Retail Value. All auto loans are subject to a $50 Vendors Single Interest fee. The VSI fee insures the vehicle against physical damage in the event that insurance coverage is canceled or lapses. VSI fee is added to the amount of the loan.