Online Banking

Personal Bank ‘N Pay

Bank ‘N Pay℠ is convenient and easy to use. If you have access to the internet, you can bank online – 24 hours a day, 7 days a week, 365 days a year. What’s more, as a Southbridge Savings Bank customer, online banking with bill pay is FREE! Whether you are on a computer or using a mobile device, secure online banking is only a click away.  With Southbridge Savings Bank enhanced Bank 'N Pay you will have the power to:

  • Check account balances
  • Receive E-Statements
  • Review recent transactions
  • Transfer funds between accounts
  • Pay Bills*
  • Schedule future and recurring transactions
  • Make multiple payments on a single screen
  • Print check images
  • Stop Payments
  • Export to Quicken™ or QuickBooks™

* To enable the Bank 'N Pay bill pay functions you must have a Southbridge Savings Bank personal checking account.


An App To Appreciate

Download our new mobile app through Google Play or the iTunes store for a simple and convenient way to securely monitor your accounts on your smartphone.  It’s never been easier to manage your money!

  • Mobile Deposit Capture - Use your smartphone or mobile device to take a picture of a check and deposit it directly from your app.
  • Accounts – Check your account balances and transactions by date, amount, or check number.
  • Transfers – Swiftly transfer cash between your bank accounts.
  • Bill Pay – Schedule and edit your bill payments.
  • Manage My Money – Categorize and budget your finances.

*Southbridge Savings Bank Mobile Banking is available to all of our Online Banking customers. Southbridge Savings Bank Mobile Banking is free, however your mobile service provider may charge for text messages and/or web access. Please check your plan for details. Mobile network or WIFI connection required.

Additional Features of SSB's Bank 'N Pay:

  • Self Service Center - Update your personal information, provide travel notifications for your ATM/Debit Card, quickly deactivate your ATM/Debit Card if lost or stolen and much more.
  • Quick links - From any page; make a transfer, make a payment or access e-statements.
  • Enhanced Transfers - Establish transfers to other SSB accounts and quickly transfer to your other bank (non-SSB) accounts.
  • Personal Financial Management - Track expenses and manage your personal finances from one secure location.
  • Real-Time Alerts - Establish account alerts for transactions such as low balance, direct deposit, insufficient funds charges and address change.

E-Statements: Safe, Convenient and Eco-Friendly

Enroll for Bank ‘N Pay℠ E-Statements for added convenience and environmentally friendly banking.

  • Receive your statement faster than mailed paper statements
  • Only print your statements when you need a paper copy
  • A secure 12 month account history is available for you to review
  • No risk of having a paper statement stolen or having to shred unwanted copies
  • Environmentally friendly

Customer Service Around the Clock

Bank N’ Pay℠ Customer Service is available 7 days a week during bank business hours via telephone and our Online Message Center. Just call 1-800-939-9103 or email

100% Safe and Secure

Your financial transactions and information are safe and secure with Southbridge Savings Bank. Email communications in the Bank “N Pay℠ system are also secured through a password-protected email server. To strengthen our online banking security, Southbridge Savings Bank uses additional user authentication to ensure the safety of your information.

Customers accessing Bank ’N Pay for the first time must accept the Southbridge Savings Bank Electronic Funds Transfer Disclosure prior to selecting an online banking password.